Your Guide to

Financial Independence

Are you ready to learn and apply to change your life?

About Jay

Jay Falcone (B. Comm, MBA, CMA, CPA, CHRP) has devoted over 35 years in the Financial and Human Resources industry, including a decade in Pension and Benefits and several years as an educator. He has a passion for personal finance and has developed the Financial Literacy Program (FLP) for the Multicultural Association of Wood Buffalo in Fort McMurray, Alberta, Canada.

Through his unique and fun teaching style, Jay has taught basic and advanced financial concepts to hundreds of students. Jay is the founder of Prospero Financial Solutions Ltd., a company that provides financial education workshops and seminars to educational institutions and small - mid-sized companies.

Jay is a graduate of the University of Alberta and Royal Roads University. Born and raised in Edmonton, Alberta, Jay moved to Fort McMurray to begin his career, where he has since called home. As a passionate and consummate foodie he enjoys giving an occasional Italian culinary lesson in the community or for corporate cooking events.

What To Expect

I want to help as many people as I can.

Financial Mistakes or Decisions

Have you ever made a poor financial mistake or decision you wish you could take back? I have. I want you to benefit and learn from my life experiences, failures and successes.

Financial Education

As a financial educator, I feel the best way to learn is not just read or listen, but to DO. There’s nothing like applying knowledge to practice for reinforcing a concept, principle or to establish a positive habit.

Pause, Plan & Play

When you Pause and Plan, you will ultimately Prosper. I used this exact process to lift me up from potential financial disaster. Regardless of your current financial situation, I am confident that by applying the concepts and principles many of my students and I have, you too may Fast Track Your Way Prosperity.

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Past Students

Jay is an excellent instructor and I am grateful to him and the courses he taught us. He’s helped us become more financially literate and develop a better wealth mindset as well. His work needs to be shared worldwide so that people can be more prosperous in life and in turn, build better communities.

Ann Morehouse

Client Advisor and Online BusinessOwner/Entrepreneur

Jay explains each topic in the course clearly, and I’ve been able to significantly increase my financial literacy. With Jay’s help, I’ve learned a lot about banking, income tax, the importance of making financial plans, taking care of my credit, investments, saving for retirement, insurance and fraud. The best part is that Jay inspired and encouraged us to keep on learning and to apply all the learnings in our everyday life. I am truly grateful to him for inspiring us and educating us.

John Bernardo

Restaurant Maintenance, Photographer

As a result of taking Jay’s Financial Program, I’ve learned how to budget and better control my finances. I’ve also acquired an appreciation of stocks and general investments. Every bit of the course has helped me better understand money and finances. I am so grateful to Jay for giving me this opportunity.