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"Jay is an excellent instructor and I am grateful to him and the courses he taught us. He’s helped us become more financially literate and develop a better wealth mindset as well. His work needs to be shared worldwide so that people can be more prosperous in life and in turn, build better communities."

Ann Morehouse

Client Advisor and Online Business Owner/Entrepreneur

"Jay explains each topic in the course clearly, and I’ve been able to significantly increase my financial literacy. With Jay’s help, I’ve learned a lot about banking, income tax, the importance of making financial plans, taking care of my credit, investments, saving for retirement, insurance and fraud. The best part is that Jay inspired and encouraged us to keep on learning and to apply all the learnings in our everyday life. I am truly grateful to him for inspiring us and educating us."

John Bernardo

Restaurant Maintenance, Photographer

"As a result of taking Jay’s Financial Program, I’ve learned how to budget and better control my finances. I’ve also acquired an appreciation of stocks and general investments. Every bit of the course has helped me better understand money and finances. I am so grateful to Jay for giving me this opportunity."

Jackie A.

Freelance Media Advisor